/* =================================================================
   VITT-MARG ADVISORS — Income Tax Calculator (isolated module)
   income-tax/income-tax.css
   FULLY SELF-CONTAINED. Every class is prefixed `vmtax-`.
   Nothing here depends on or overrides the main site's CSS.
   Design language (dark glassmorphism, blue gradient) is
   reproduced independently so there are zero conflicts.
   ================================================================= */

/* ---- scoped design tokens (namespaced) ---- */
.vmtax-root {
  --vmtax-bg:        #07111F;
  --vmtax-bg-2:      #0A1626;
  --vmtax-bg-3:      #0D1B30;
  --vmtax-primary:   #2563EB;
  --vmtax-primary-d: #1D4ED8;
  --vmtax-accent:    #38BDF8;
  --vmtax-accent-2:  #7DD3FC;
  --vmtax-gold:      #FBBF24;
  --vmtax-gold-2:    #FCD34D;
  --vmtax-green:     #4ADE80;
  --vmtax-text:      #F5F8FF;
  --vmtax-soft:      #B9C4D8;
  --vmtax-mut:       #7C8AA5;
  --vmtax-faint:     #4E5C77;
  --vmtax-glass:     rgba(255,255,255,0.035);
  --vmtax-glass-2:   rgba(255,255,255,0.06);
  --vmtax-stroke:    rgba(255,255,255,0.08);
  --vmtax-stroke-2:  rgba(255,255,255,0.14);
  --vmtax-grad:      linear-gradient(135deg, #38BDF8 0%, #2563EB 55%, #6366F1 100%);
  --vmtax-grad-gold: linear-gradient(135deg, #FCD34D, #FBBF24);
  --vmtax-grad-text: linear-gradient(120deg, #7DD3FC 0%, #38BDF8 30%, #2563EB 70%, #818CF8 100%);
  --vmtax-grad-line: linear-gradient(90deg, transparent, #38BDF8, transparent);
  --vmtax-sh-md:     0 12px 40px rgba(0,0,0,.45);
  --vmtax-sh-lg:     0 30px 80px rgba(0,0,0,.55);
  --vmtax-sh-glow:   0 0 0 1px rgba(255,255,255,.08), 0 20px 60px -20px rgba(37,99,235,.5);
  --vmtax-r-sm: 12px; --vmtax-r-md: 18px; --vmtax-r-lg: 26px; --vmtax-r-xl: 34px; --vmtax-r-pill: 999px;
  --vmtax-font-display: 'Fraunces', Georgia, serif;
  --vmtax-font-body:    'Sora', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --vmtax-font-mono:    'JetBrains Mono', ui-monospace, Menlo, monospace;
  --vmtax-ease: cubic-bezier(.22,1,.36,1);
  --vmtax-container: 1200px;
  --vmtax-gutter: clamp(1.1rem, 4vw, 2.2rem);
}

/* ---- reset scoped to module ---- */
.vmtax-root *,
.vmtax-root *::before,
.vmtax-root *::after { box-sizing: border-box; margin: 0; padding: 0; }

.vmtax-root {
  font-family: var(--vmtax-font-body);
  background: var(--vmtax-bg);
  color: var(--vmtax-text);
  line-height: 1.6;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  position: relative;
}
.vmtax-root img { max-width: 100%; display: block; }
.vmtax-root a { color: inherit; text-decoration: none; }
.vmtax-root ul, .vmtax-root ol { list-style: none; }
.vmtax-root button { font-family: inherit; cursor: pointer; border: none; background: none; color: inherit; }
.vmtax-root input, .vmtax-root select { font-family: inherit; }
.vmtax-root ::selection { background: rgba(56,189,248,.3); color: #fff; }

/* scrollbar (scoped best-effort) */
.vmtax-root ::-webkit-scrollbar { width: 10px; height: 10px; }
.vmtax-root ::-webkit-scrollbar-track { background: var(--vmtax-bg); }
.vmtax-root ::-webkit-scrollbar-thumb { background: linear-gradient(var(--vmtax-primary), var(--vmtax-accent)); border-radius: 10px; border: 3px solid var(--vmtax-bg); }

/* ---- animated background ---- */
.vmtax-atmosphere { position: fixed; inset: 0; z-index: 0; overflow: hidden; pointer-events: none; }
.vmtax-aurora { position: absolute; border-radius: 50%; filter: blur(90px); opacity: .42; mix-blend-mode: screen; animation: vmtaxFloat 16s ease-in-out infinite; }
.vmtax-aurora--1 { top: -12%; left: -8%; width: 44vw; height: 44vw; background: radial-gradient(circle, rgba(37,99,235,.55), transparent 65%); }
.vmtax-aurora--2 { top: 28%; right: -14%; width: 40vw; height: 40vw; background: radial-gradient(circle, rgba(56,189,248,.42), transparent 65%); animation-delay: -6s; }
.vmtax-aurora--3 { bottom: -18%; left: 26%; width: 46vw; height: 46vw; background: radial-gradient(circle, rgba(99,102,241,.4), transparent 65%); animation-delay: -11s; }
.vmtax-grid-bg {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,.022) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.022) 1px, transparent 1px);
  background-size: 62px 62px;
  -webkit-mask-image: radial-gradient(ellipse 78% 55% at 50% 30%, #000 30%, transparent 75%);
          mask-image: radial-gradient(ellipse 78% 55% at 50% 30%, #000 30%, transparent 75%);
}
@keyframes vmtaxFloat {
  0%,100% { transform: translate(0,0) scale(1); }
  33%     { transform: translate(3%, 4%) scale(1.06); }
  66%     { transform: translate(-2%, -3%) scale(.96); }
}

/* content sits above atmosphere */
.vmtax-shell { position: relative; z-index: 1; }
.vmtax-container { width: 100%; max-width: var(--vmtax-container); margin-inline: auto; padding-inline: var(--vmtax-gutter); }

/* ---- top bar ---- */
.vmtax-nav {
  position: sticky; top: 0; z-index: 50;
  padding-block: .9rem;
  background: rgba(7,17,31,.72);
  -webkit-backdrop-filter: blur(18px) saturate(140%);
          backdrop-filter: blur(18px) saturate(140%);
  border-bottom: 1px solid var(--vmtax-stroke);
}
.vmtax-nav__inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.vmtax-brand { display: inline-flex; align-items: center; gap: .65rem; }
.vmtax-brand__logo { width: 42px; height: 42px; border-radius: var(--vmtax-r-sm); object-fit: cover; border: 1px solid var(--vmtax-stroke-2); }
.vmtax-brand__badge {
  width: 42px; height: 42px; border-radius: var(--vmtax-r-sm);
  display: grid; place-items: center;
  background: var(--vmtax-grad); color: #fff;
  font-family: var(--vmtax-font-display); font-weight: 600; font-size: 1.3rem;
  border: 1px solid var(--vmtax-stroke-2);
}
.vmtax-brand__text { display: flex; flex-direction: column; line-height: 1; }
.vmtax-brand__text strong { font-family: var(--vmtax-font-display); font-size: 1.12rem; font-weight: 600; white-space: nowrap; }
.vmtax-brand__text em { font-style: normal; font-family: var(--vmtax-font-mono); font-size: .58rem; letter-spacing: .3em; text-transform: uppercase; color: var(--vmtax-accent); margin-top: 3px; }
.vmtax-nav__back {
  display: inline-flex; align-items: center; gap: .45rem;
  font-size: .9rem; font-weight: 500; color: var(--vmtax-soft);
  padding: .58rem 1.05rem; border: 1px solid var(--vmtax-stroke-2); border-radius: var(--vmtax-r-pill);
  background: var(--vmtax-glass); transition: color .3s, border-color .3s, transform .3s var(--vmtax-ease);
}
.vmtax-nav__back:hover { color: #fff; border-color: var(--vmtax-accent); transform: translateX(-3px); }

/* ---- hero / heading ---- */
.vmtax-hero { text-align: center; padding: clamp(2.6rem, 6vw, 4.4rem) 0 clamp(1.4rem, 3vw, 2rem); }
.vmtax-eyebrow {
  display: inline-flex; align-items: center; gap: .5rem;
  font-family: var(--vmtax-font-mono); font-size: .72rem; letter-spacing: .22em; text-transform: uppercase;
  color: var(--vmtax-accent); padding: .45rem .95rem; border: 1px solid var(--vmtax-stroke); border-radius: var(--vmtax-r-pill);
  background: var(--vmtax-glass); margin-bottom: 1.2rem;
}
.vmtax-eyebrow::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--vmtax-gold); box-shadow: 0 0 10px var(--vmtax-gold); }
.vmtax-hero h1 { font-family: var(--vmtax-font-display); font-size: clamp(2.1rem, 5.4vw, 3.6rem); line-height: 1.06; letter-spacing: -.02em; margin-bottom: .5rem; }
.vmtax-hero h1 .vmtax-grad { background: var(--vmtax-grad-text); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.vmtax-hero__sub { font-family: var(--vmtax-font-display); font-size: clamp(1.05rem, 2vw, 1.35rem); color: var(--vmtax-gold-2); font-weight: 500; margin-bottom: 1rem; }
.vmtax-hero p { max-width: 660px; margin: 0 auto; color: var(--vmtax-soft); font-size: clamp(1rem, 1.3vw, 1.12rem); line-height: 1.7; }

/* ---- layout ---- */
.vmtax-layout { display: grid; grid-template-columns: 1.05fr 1fr; gap: 1.6rem; padding-top: 2rem; align-items: start; }

/* ---- glass panel ---- */
.vmtax-panel {
  position: relative;
  border: 1px solid var(--vmtax-stroke-2);
  border-radius: var(--vmtax-r-xl);
  background: linear-gradient(165deg, var(--vmtax-glass-2), var(--vmtax-glass));
  -webkit-backdrop-filter: blur(14px); backdrop-filter: blur(14px);
  padding: clamp(1.5rem, 3vw, 2.3rem);
  overflow: hidden;
}
.vmtax-panel::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 2px;
  background: var(--vmtax-grad-line); opacity: .7;
}
.vmtax-panel__title { font-family: var(--vmtax-font-display); font-size: 1.32rem; margin-bottom: .3rem; }
.vmtax-panel__sub { font-size: .88rem; color: var(--vmtax-mut); margin-bottom: 1.5rem; }

.vmtax-sticky { position: sticky; top: 84px; }

/* ---- form ---- */
.vmtax-grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem 1.1rem; }
.vmtax-field { margin-bottom: 1.1rem; }
.vmtax-field--full { grid-column: 1 / -1; }
.vmtax-label {
  display: flex; align-items: center; justify-content: space-between; gap: .5rem;
  font-size: .86rem; font-weight: 500; color: var(--vmtax-soft); margin-bottom: .45rem;
}
.vmtax-label .vmtax-hint { font-size: .72rem; color: var(--vmtax-faint); font-weight: 400; }
.vmtax-inwrap { position: relative; display: flex; align-items: center; }
.vmtax-inwrap .vmtax-prefix { position: absolute; left: 1rem; font-size: .95rem; color: var(--vmtax-mut); pointer-events: none; }
.vmtax-input, .vmtax-select {
  width: 100%; padding: .9rem 1rem; font-size: 1rem; color: var(--vmtax-text);
  background: var(--vmtax-bg-2); border: 1px solid var(--vmtax-stroke-2); border-radius: var(--vmtax-r-sm);
  transition: border-color .3s, box-shadow .3s, background .3s;
}
.vmtax-inwrap.vmtax-has-prefix .vmtax-input { padding-left: 2rem; }
.vmtax-input:focus, .vmtax-select:focus { outline: none; border-color: var(--vmtax-accent); box-shadow: 0 0 0 3px rgba(56,189,248,.15); background: var(--vmtax-bg-3); }
.vmtax-select {
  appearance: none; -webkit-appearance: none; cursor: pointer; padding-right: 2.4rem;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%237C8AA5'%3E%3Cpath d='M7 10l5 5 5-5z'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right .8rem center; background-size: 20px;
}
.vmtax-select option { background: var(--vmtax-bg-2); color: var(--vmtax-text); }

/* section divider label */
.vmtax-divider {
  margin: 1.6rem 0 1rem; font-family: var(--vmtax-font-mono); font-size: .7rem;
  letter-spacing: .12em; text-transform: uppercase; color: var(--vmtax-accent);
  display: flex; align-items: center; gap: .8rem;
}
.vmtax-divider::after { content: ""; flex: 1; height: 1px; background: var(--vmtax-stroke); }

/* pills (age / regime) */
.vmtax-pills { display: flex; flex-wrap: wrap; gap: .5rem; }
.vmtax-pills input { position: absolute; opacity: 0; pointer-events: none; }
.vmtax-pills label {
  padding: .58rem 1.05rem; font-size: .86rem; font-weight: 500; color: var(--vmtax-soft);
  border: 1px solid var(--vmtax-stroke-2); border-radius: var(--vmtax-r-pill); background: var(--vmtax-glass);
  cursor: pointer; transition: color .3s, border-color .3s, background .3s, transform .3s var(--vmtax-ease);
}
.vmtax-pills label:hover { transform: translateY(-2px); color: var(--vmtax-text); }
.vmtax-pills input:checked + label { color: #fff; border-color: transparent; background: var(--vmtax-grad); box-shadow: 0 8px 24px -10px rgba(37,99,235,.7); }

/* regime segmented (bigger) */
.vmtax-regime { display: grid; grid-template-columns: 1fr 1fr; gap: .6rem; }
.vmtax-regime input { position: absolute; opacity: 0; pointer-events: none; }
.vmtax-regime label {
  display: flex; flex-direction: column; gap: .2rem; padding: .9rem 1rem; cursor: pointer;
  border: 1px solid var(--vmtax-stroke-2); border-radius: var(--vmtax-r-md); background: var(--vmtax-glass);
  transition: border-color .3s, background .3s, transform .3s var(--vmtax-ease);
}
.vmtax-regime label:hover { transform: translateY(-2px); }
.vmtax-regime label strong { font-size: .95rem; font-weight: 600; }
.vmtax-regime label span { font-size: .74rem; color: var(--vmtax-mut); }
.vmtax-regime input:checked + label { border-color: var(--vmtax-accent); background: linear-gradient(160deg, rgba(37,99,235,.16), rgba(56,189,248,.05)); }
.vmtax-regime input:checked + label strong { color: var(--vmtax-accent-2); }

/* ---- buttons ---- */
.vmtax-btn {
  position: relative; display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .95rem 1.5rem; font-family: var(--vmtax-font-body); font-weight: 600; font-size: .93rem;
  border-radius: var(--vmtax-r-pill); overflow: hidden; isolation: isolate;
  transition: transform .35s var(--vmtax-ease), box-shadow .35s, border-color .3s, color .3s;
}
.vmtax-btn > span { position: relative; z-index: 2; }
.vmtax-btn--primary { color: #fff; background: var(--vmtax-grad); background-size: 180% 180%; box-shadow: 0 12px 40px -12px rgba(37,99,235,.7), inset 0 1px 0 rgba(255,255,255,.25); }
.vmtax-btn--primary:hover { transform: translateY(-3px); box-shadow: 0 22px 55px -12px rgba(37,99,235,.85); }
.vmtax-btn--gold { color: #1a1205; background: var(--vmtax-grad-gold); box-shadow: 0 12px 40px -14px rgba(251,191,36,.7); }
.vmtax-btn--gold:hover { transform: translateY(-3px); box-shadow: 0 20px 52px -14px rgba(251,191,36,.85); }
.vmtax-btn--ghost { color: var(--vmtax-text); background: var(--vmtax-glass); border: 1px solid var(--vmtax-stroke-2); }
.vmtax-btn--ghost::before { content: ""; position: absolute; inset: 0; background: var(--vmtax-grad); opacity: 0; transition: opacity .35s; z-index: -1; }
.vmtax-btn--ghost:hover { transform: translateY(-3px); border-color: transparent; color: #fff; }
.vmtax-btn--ghost:hover::before { opacity: 1; }
.vmtax-btn__ripple { position: absolute; border-radius: 50%; transform: scale(0); background: rgba(255,255,255,.4); animation: vmtaxRipple .65s var(--vmtax-ease); pointer-events: none; z-index: 3; }
@keyframes vmtaxRipple { to { transform: scale(3.2); opacity: 0; } }

.vmtax-actions { display: grid; grid-template-columns: 1fr 1fr; gap: .7rem; margin-top: 1.6rem; }
.vmtax-actions .vmtax-btn--wide { grid-column: 1 / -1; }

/* ---- results ---- */
.vmtax-reshero {
  text-align: center; padding: 1.8rem 1rem; margin-bottom: 1.4rem;
  border: 1px solid var(--vmtax-stroke-2); border-radius: var(--vmtax-r-lg);
  background: linear-gradient(160deg, rgba(37,99,235,.14), rgba(56,189,248,.04)), var(--vmtax-bg-2);
  position: relative; overflow: hidden;
}
.vmtax-reshero__pill {
  display: inline-block; font-family: var(--vmtax-font-mono); font-size: .66rem; letter-spacing: .1em; text-transform: uppercase;
  color: var(--vmtax-gold); padding: .3rem .8rem; border: 1px solid rgba(251,191,36,.28); border-radius: var(--vmtax-r-pill);
  background: rgba(251,191,36,.07); margin-bottom: .8rem;
}
.vmtax-reshero__label { font-family: var(--vmtax-font-mono); font-size: .74rem; letter-spacing: .1em; text-transform: uppercase; color: var(--vmtax-mut); margin-bottom: .4rem; }
.vmtax-reshero__value { font-family: var(--vmtax-font-display); font-size: clamp(2.2rem, 6vw, 3.1rem); font-weight: 600; line-height: 1; background: var(--vmtax-grad-text); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.vmtax-reshero__sub { font-size: .86rem; color: var(--vmtax-soft); margin-top: .6rem; }

.vmtax-rows { display: flex; flex-direction: column; gap: .1rem; }
.vmtax-row { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: .8rem 1rem; border-radius: var(--vmtax-r-sm); transition: background .3s; }
.vmtax-row:hover { background: var(--vmtax-glass); }
.vmtax-row + .vmtax-row { border-top: 1px solid var(--vmtax-stroke); }
.vmtax-row__label { font-size: .9rem; color: var(--vmtax-soft); }
.vmtax-row__value { font-size: 1rem; font-weight: 600; color: var(--vmtax-text); font-variant-numeric: tabular-nums; }
.vmtax-row--muted .vmtax-row__value { color: var(--vmtax-mut); font-weight: 500; }
.vmtax-row--credit .vmtax-row__value { color: var(--vmtax-green); }
.vmtax-row--total { margin-top: .4rem; padding-top: 1rem; border-top: 2px solid var(--vmtax-stroke-2) !important; }
.vmtax-row--total .vmtax-row__label { font-weight: 600; color: var(--vmtax-text); font-size: 1rem; }
.vmtax-row--total .vmtax-row__value { font-size: 1.3rem; background: var(--vmtax-grad-text); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }

.vmtax-note { display: flex; gap: .7rem; padding: 1rem 1.1rem; margin-top: 1.4rem; border-radius: var(--vmtax-r-sm); background: rgba(251,191,36,.06); border: 1px solid rgba(251,191,36,.2); font-size: .84rem; color: var(--vmtax-soft); line-height: 1.6; }
.vmtax-note svg { color: var(--vmtax-gold); flex-shrink: 0; margin-top: 2px; }

/* placeholder before calc */
.vmtax-placeholder { text-align: center; padding: 2.5rem 1rem; color: var(--vmtax-mut); }
.vmtax-placeholder svg { color: var(--vmtax-faint); margin: 0 auto 1rem; }
.vmtax-placeholder h3 { font-family: var(--vmtax-font-display); font-size: 1.2rem; color: var(--vmtax-soft); margin-bottom: .4rem; }

/* ---- comparison cards ---- */
.vmtax-section-head { text-align: center; margin: clamp(3.4rem, 7vw, 5rem) 0 2rem; }
.vmtax-section-head h2 { font-family: var(--vmtax-font-display); font-size: clamp(1.7rem, 3.6vw, 2.5rem); margin-bottom: .6rem; }
.vmtax-section-head h2 .vmtax-grad { background: var(--vmtax-grad-text); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.vmtax-section-head p { max-width: 560px; margin: 0 auto; color: var(--vmtax-soft); }

.vmtax-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 1.3rem; }
.vmtax-ccard {
  position: relative; padding: 1.8rem 1.7rem; border-radius: var(--vmtax-r-lg);
  border: 1px solid var(--vmtax-stroke-2); background: linear-gradient(160deg, var(--vmtax-glass-2), var(--vmtax-glass));
  -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px);
  transition: transform .4s var(--vmtax-ease), border-color .4s, box-shadow .4s;
  overflow: hidden;
}
.vmtax-ccard:hover { transform: translateY(-6px); box-shadow: var(--vmtax-sh-glow); }
.vmtax-ccard--win { border-color: rgba(74,222,128,.4); }
.vmtax-ccard--win::before {
  content: "✓ Recommended"; position: absolute; top: 1.2rem; right: -2.4rem;
  transform: rotate(35deg); background: var(--vmtax-green); color: #05230f;
  font-size: .68rem; font-weight: 700; letter-spacing: .04em; padding: .3rem 2.6rem;
}
.vmtax-ccard__name { font-family: var(--vmtax-font-mono); font-size: .74rem; letter-spacing: .12em; text-transform: uppercase; color: var(--vmtax-accent); margin-bottom: .8rem; }
.vmtax-ccard__tax { font-family: var(--vmtax-font-display); font-size: clamp(1.8rem, 4vw, 2.5rem); font-weight: 600; line-height: 1; margin-bottom: .3rem; }
.vmtax-ccard__tax.vmtax-win { background: linear-gradient(120deg, #86efac, #4ade80); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.vmtax-ccard__meta { font-size: .82rem; color: var(--vmtax-mut); margin-bottom: 1.2rem; }
.vmtax-ccard__rows { display: flex; flex-direction: column; gap: .1rem; }
.vmtax-crow { display: flex; justify-content: space-between; gap: 1rem; padding: .55rem 0; font-size: .86rem; border-bottom: 1px dashed var(--vmtax-stroke); }
.vmtax-crow:last-child { border-bottom: none; }
.vmtax-crow span { color: var(--vmtax-soft); }
.vmtax-crow strong { color: var(--vmtax-text); font-variant-numeric: tabular-nums; }

.vmtax-verdict {
  margin-top: 1.6rem; text-align: center; padding: 1.4rem 1.6rem; border-radius: var(--vmtax-r-lg);
  border: 1px solid rgba(74,222,128,.3); background: linear-gradient(160deg, rgba(74,222,128,.1), rgba(56,189,248,.04));
}
.vmtax-verdict strong { color: var(--vmtax-green); }
.vmtax-verdict__big { font-family: var(--vmtax-font-display); font-size: clamp(1.3rem, 3vw, 1.8rem); margin-top: .3rem; }

/* bar compare */
.vmtax-bars { display: flex; align-items: flex-end; justify-content: center; gap: 2rem; height: 200px; margin: 1.6rem 0 .5rem; padding-top: 1rem; }
.vmtax-barcol { display: flex; flex-direction: column; align-items: center; gap: .6rem; height: 100%; justify-content: flex-end; width: 110px; }
.vmtax-bar { width: 100%; border-radius: 10px 10px 0 0; transition: height 1s var(--vmtax-ease); min-height: 4px; position: relative; }
.vmtax-bar--old { background: linear-gradient(180deg, #818CF8, #6366F1); }
.vmtax-bar--new { background: var(--vmtax-grad); }
.vmtax-barval { font-size: .82rem; font-weight: 600; }
.vmtax-barlabel { font-size: .82rem; color: var(--vmtax-mut); }

/* ---- tax saving suggestions ---- */
.vmtax-tips { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; }
.vmtax-tip {
  position: relative; padding: 1.6rem 1.5rem; border-radius: var(--vmtax-r-lg);
  border: 1px solid var(--vmtax-stroke); background: var(--vmtax-glass);
  -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px);
  transition: transform .4s var(--vmtax-ease), border-color .4s, background .4s; overflow: hidden;
}
.vmtax-tip::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 2px; background: var(--vmtax-grad-line); transform: scaleX(0); transform-origin: left; transition: transform .5s var(--vmtax-ease); }
.vmtax-tip:hover { transform: translateY(-6px); border-color: var(--vmtax-stroke-2); background: var(--vmtax-glass-2); }
.vmtax-tip:hover::before { transform: scaleX(1); }
.vmtax-tip__icon { width: 50px; height: 50px; display: grid; place-items: center; border-radius: var(--vmtax-r-sm); color: var(--vmtax-accent); background: rgba(56,189,248,.1); border: 1px solid rgba(56,189,248,.2); margin-bottom: 1.1rem; transition: transform .4s var(--vmtax-ease), background .4s, color .4s; }
.vmtax-tip:hover .vmtax-tip__icon { transform: rotate(-6deg) scale(1.05); background: var(--vmtax-grad); color: #fff; }
.vmtax-tip h4 { font-family: var(--vmtax-font-display); font-size: 1.1rem; margin-bottom: .45rem; }
.vmtax-tip p { font-size: .86rem; color: var(--vmtax-soft); line-height: 1.55; margin-bottom: .9rem; }
.vmtax-tip__save { font-size: .82rem; font-weight: 600; color: var(--vmtax-green); display: inline-flex; align-items: center; gap: .4rem; }
.vmtax-tip__save::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--vmtax-green); }
.vmtax-tip__potential { margin-top: 1.6rem; text-align: center; font-size: .95rem; color: var(--vmtax-soft); }
.vmtax-tip__potential strong { color: var(--vmtax-gold-2); font-size: 1.1rem; }

/* ---- content / faq ---- */
.vmtax-content { padding-top: clamp(3rem, 6vw, 4.5rem); }
.vmtax-block { margin-bottom: clamp(2.4rem, 5vw, 3.4rem); }
.vmtax-block > h2 { font-family: var(--vmtax-font-display); font-size: clamp(1.5rem, 3vw, 2.1rem); margin-bottom: 1rem; }
.vmtax-block > h2 .vmtax-grad { background: var(--vmtax-grad-text); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.vmtax-block p { color: var(--vmtax-soft); line-height: 1.75; margin-bottom: 1rem; max-width: 820px; }

.vmtax-ratewrap { overflow-x: auto; border: 1px solid var(--vmtax-stroke); border-radius: var(--vmtax-r-md); }
.vmtax-ratetable { width: 100%; border-collapse: collapse; font-size: .9rem; min-width: 420px; }
.vmtax-ratetable th, .vmtax-ratetable td { padding: .8rem 1rem; text-align: left; }
.vmtax-ratetable th { background: var(--vmtax-bg-2); color: var(--vmtax-text); font-family: var(--vmtax-font-display); font-weight: 600; }
.vmtax-ratetable td { color: var(--vmtax-soft); border-top: 1px solid var(--vmtax-stroke); }
.vmtax-ratetable tbody tr:nth-child(even) { background: rgba(255,255,255,.015); }

.vmtax-faq { display: flex; flex-direction: column; gap: .9rem; max-width: 860px; }
.vmtax-faqitem { border: 1px solid var(--vmtax-stroke); border-radius: var(--vmtax-r-md); background: var(--vmtax-glass); overflow: hidden; transition: border-color .3s, background .3s; }
.vmtax-faqitem.vmtax-open { border-color: var(--vmtax-stroke-2); background: var(--vmtax-glass-2); }
.vmtax-faqq { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1.2rem 1.4rem; text-align: left; font-family: var(--vmtax-font-display); font-size: 1.05rem; font-weight: 500; color: var(--vmtax-text); }
.vmtax-faqic { position: relative; width: 20px; height: 20px; flex-shrink: 0; }
.vmtax-faqic::before, .vmtax-faqic::after { content: ""; position: absolute; top: 50%; left: 50%; transform: translate(-50%,-50%); background: var(--vmtax-accent); border-radius: 2px; transition: transform .35s var(--vmtax-ease), opacity .3s; }
.vmtax-faqic::before { width: 13px; height: 2px; }
.vmtax-faqic::after { width: 2px; height: 13px; }
.vmtax-faqitem.vmtax-open .vmtax-faqic::after { transform: translate(-50%,-50%) rotate(90deg); opacity: 0; }
.vmtax-faqa { max-height: 0; overflow: hidden; transition: max-height .4s var(--vmtax-ease); }
.vmtax-faqa p { padding: 0 1.4rem 1.3rem; font-size: .94rem; color: var(--vmtax-soft); line-height: 1.7; max-width: none; }

/* ---- cta ---- */
.vmtax-cta { position: relative; text-align: center; margin: clamp(3rem,6vw,4.5rem) 0 0; padding: clamp(2.4rem,5vw,3.4rem) clamp(1.6rem,4vw,3rem); border-radius: var(--vmtax-r-xl); border: 1px solid var(--vmtax-stroke-2); background: linear-gradient(160deg, rgba(37,99,235,.16), rgba(56,189,248,.05)), var(--vmtax-bg-2); overflow: hidden; }
.vmtax-cta h2 { font-family: var(--vmtax-font-display); font-size: clamp(1.6rem,3.4vw,2.3rem); margin-bottom: .8rem; }
.vmtax-cta p { max-width: 560px; margin: 0 auto 1.8rem; color: var(--vmtax-soft); line-height: 1.7; }
.vmtax-cta__actions { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: center; }

/* ---- footer ---- */
.vmtax-footer { border-top: 1px solid var(--vmtax-stroke); margin-top: clamp(3rem,6vw,5rem); padding: 2.4rem 0; }
.vmtax-footer__inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 1rem; }
.vmtax-footer p { font-size: .84rem; color: var(--vmtax-mut); }
.vmtax-footer__links { display: flex; gap: 1.4rem; flex-wrap: wrap; }
.vmtax-footer__links a { font-size: .84rem; color: var(--vmtax-mut); transition: color .3s; }
.vmtax-footer__links a:hover { color: var(--vmtax-accent); }

/* ---- toast ---- */
.vmtax-toast { position: fixed; bottom: 2rem; left: 50%; transform: translateX(-50%) translateY(120%); z-index: 999; padding: .9rem 1.4rem; border-radius: var(--vmtax-r-pill); background: var(--vmtax-bg-3); border: 1px solid var(--vmtax-stroke-2); box-shadow: var(--vmtax-sh-md); font-size: .9rem; color: var(--vmtax-text); display: inline-flex; align-items: center; gap: .6rem; transition: transform .4s var(--vmtax-ease); }
.vmtax-toast.vmtax-show { transform: translateX(-50%) translateY(0); }
.vmtax-toast svg { color: var(--vmtax-green); }

/* ---- reveal ---- */
.vmtax-reveal { opacity: 0; transform: translateY(28px); transition: opacity .7s var(--vmtax-ease), transform .7s var(--vmtax-ease); }
.vmtax-reveal.vmtax-vis { opacity: 1; transform: none; }

/* ---- responsive ---- */
@media (max-width: 940px) {
  .vmtax-layout { grid-template-columns: 1fr; }
  .vmtax-sticky { position: static; }
  .vmtax-tips { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .vmtax-grid2 { grid-template-columns: 1fr; }
  .vmtax-compare { grid-template-columns: 1fr; }
  .vmtax-tips { grid-template-columns: 1fr; }
  .vmtax-regime { grid-template-columns: 1fr; }
  .vmtax-brand__text em { display: none; }
}
@media (max-width: 420px) {
  .vmtax-actions { grid-template-columns: 1fr; }
}

/* ---- print ---- */
@media print {
  .vmtax-atmosphere, .vmtax-nav__back, .vmtax-actions, .vmtax-cta, .vmtax-footer, .vmtax-content, .vmtax-toast, .vmtax-tips { display: none !important; }
  .vmtax-root { background: #fff; color: #000; }
  .vmtax-panel, .vmtax-ccard { border: 1px solid #ccc; background: #fff; box-shadow: none; }
  .vmtax-reshero__value, .vmtax-row--total .vmtax-row__value, .vmtax-hero h1 .vmtax-grad { -webkit-text-fill-color: #1D4ED8; color: #1D4ED8; }
  .vmtax-row__value, .vmtax-row__label { color: #000 !important; }
}
@media (prefers-reduced-motion: reduce) {
  .vmtax-root *, .vmtax-root *::before, .vmtax-root *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
  .vmtax-reveal { opacity: 1 !important; transform: none !important; }
}